 | What You Should Know about Trusteed IRAs The tax code allows IRAs to be created as trust accounts, custodial accounts, and annuity contracts. The same tax rules apply, regardless of how the IRA is structured. But the form can have a significant impact on how your IRA is administered. This article will focus on "trusteed IRAs," also known as individual retirement trusts (or IRTs). |
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 | Ways to Trim College Costs How can students and parents avoid the "extreme borrowing" phenomenon that can lead to years of burdensome loan payments? They can start by looking for ways to trim college costs so they won't have to borrow and/or pay as much in the first place. Here are some ideas. |
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 | Avoiding Probate: Is It Worth It? When you die, your estate goes through a process that manages, settles, and distributes your property according to the terms of your will. This process is governed by state law and is called probate. Usually, everything goes smoothly during the probate process as long as the executor does what needs to be done in a timely fashion and there are no family squabbles. Nevertheless, some people may want to avoid this process. |
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 | What is a rewards program? Offered by merchants of all types, rewards programs are marketing tools that encourage brand loyalty purchasing through price discounts, bonus points and/or coupons toward future purchases, donations to your favorite charity, and even cash rebates. If you're part of the program, you access it by using a membership card that looks like (and often is) a credit card. |
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 | How can I reap the most from a rewards card? As you sow, so may you reap. To reap the most from a credit card rewards program, here are some things to consider. | ||||||||
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